• The UK rental market is entering a new era. With the Renters’ Rights Reform Act redefining how tenancies are managed, landlords face a very different risk landscape than even a few years ago. Stronger tenant protections, the removal of “no-fault” evictions, and increased compliance expectations mean one thing clearly: landlords now carry more financial and legal exposure than ever before.

  At Moneywise Investments PLC, we don’t just understand these changes — we insure against them. Our landlord-focused protection products are designed to help you stay compliant, protect your income, and manage disputes with confidence.

  
  

  WHAT THE REFORM ACTUALLY DOES

  • The Renters’ Rights Reform Act introduces some of the most significant changes to the private rental sector in decades. In practical terms, it means:
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Abolition of Section 21 (“no-fault”) evictions
Landlords can no longer regain possession without a legally defined reason. Every eviction must now rely on specific statutory grounds, increasing the importance of correct process and legal support.

All tenancies become periodic by default
Fixed-term Assured Shorthold Tenancies are replaced with rolling tenancies, giving tenants more flexibility but reducing certainty for landlords around occupancy timelines.

Stricter rules around rent increases
Rent reviews must follow a formal process, reducing flexibility and increasing the likelihood of disputes if tenants challenge increases.

Greater protection against discrimination
Blanket bans on families with children or benefit recipients are restricted, requiring landlords to assess tenants more carefully while remaining compliant.

Enhanced redress and enforcement mechanisms
New ombudsman-style routes and stronger enforcement powers increase the likelihood of disputes being escalated formally.

For landlords, these changes mean longer possession timelines, higher legal complexity, and increased financial risk if something goes wrong. 

Replace lost rental income when tenants fall into arrears

Provide financial stability during extended possession proceedings

Reduce the stress of income uncertainty under the new legal framework

It ensures your property continues to work for you — even when tenants don’t. Legal Expenses Cover — confidence to enforce your rights

With no Section 21 safety net, landlords must rely on solid legal grounds and correct documentation.

Moneywise Legal Expenses Cover supports you with:

• Cover for eviction and possession-related legal costs

Protection against tenancy and contractual disputes

Access to expert legal guidance aligned with current legislation

This allows you to take action when needed, without worrying about escalating legal fees. Home Emergency Insurance — protecting compliance and habitability

Property standards are under closer scrutiny than ever before. Delays in resolving emergencies can quickly turn into legal or regulatory problems.

Moneywise Home Emergency Insurance provides:

Fast response to urgent issues such as heating failure, leaks, or electrical faults

Reduced risk of tenant complaints and formal escalation

Insurance built around modern rental legislation

Clear, landlord-focused cover with no unnecessary complexity

One trusted insurer for rent protection, legal cover, and emergencies

Preparing your portfolio for the future

The Renters’ Rights Reform Act is reshaping the private rental sector for the long term. Landlords who prepare now will protect their income, reduce disputes, and operate with confidence.

Moneywise helps landlords stay in control, turning regulatory change into a manageable, insured risk.

Secure your rental income. Protect your legal position. Future-proof your property — with Moneywise.