Landlord Legal Expenses & Rent Guarantee Insurance
Professional-grade insurance for everyday landlords.
Landlord Legal Expenses & Rent Guarantee Insurance
Protect your property investments with our comprehensive legal and rent guarantee insurance — giving landlords peace of mind against missed rent and legal disputes.
Rent Guarantee & Legal Expenses Insurance for Landlords with DSS Tenants from the Councils or Housing Association. An insurance-backed solution – underwritten by RSA Group, a global ‘A’ rated insurer.
Landlords receive comprehensive protection, including:
- For just £435.00 annually, landlords receive cover including:
✔ 12 months’ rent guarantee, paid directly to the landlord
✔ Legal expenses cover up to £100,000
✔ No exclusions for DSS or benefit claimants
✔ Coverage includes:
Rent recovery (up to £2,500 per month)
Property damage
Contract & tenancy disputes
Nuisance issues
Health & safety compliance
Tax investigations
Eviction & repossession
Tribunal & court attendance
📞 Legal Advice Helpline
Client Acceptance Criteria
Before Year 1 tenancy starts:
- Credit or affordability checks
- Proof of ID
- Right to Rent checks
- Rent arrears history (last 12 months minimum)
- ASBO checks (if the council doesn’t provide these, please get an email from the tenant confirming that no ASBO orders are in place — this is sufficient)
- Detailed inventory of the contents and condition of the property (including photos) signed by the tenant (required for claims relating to property damage; cover can still be offered without this, but such claims are unlikely to be supported, which must be explained to the client at inception)
Before Year 2 tenancy:
✔No previous rent arrears issues with the tenant
✔No neighbour-related issues regarding the tenant
✔No known issues that could give rise to a claim in the next 12 months
✔No changes to the tenant’s circumstances in the last 12 months that would affect their ability to pay the rent