Standard Landlord Legal Expenses & Rent Guarantee Insurance

Protect your property investments with our comprehensive legal and rent guarantee insurance — giving landlords peace of mind against missed rent and legal disputes.

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🏠 Standard Landlord Legal Expenses & Rent Guarantee Insurance

✅ What’s Covered?

For just £186 annually, landlords receive cover including:

✔ Rent Recovery – unpaid rent claims

✔ Property Damage – disputes over tenant-caused damage

✔ Nuisance & Property Disputes

✔ Contract Disputes

✔ Health & Safety Investigations

✔ Tax Investigations

✔ Eviction & Repossession

✔ Rent Guarantee – up to £3,000 per month, £25,000 per year

✔ Court Attendance Allowance – £100/day (max £1,000)

✔ Legal Costs – up to £100,000 per claim (£1m per year)

❌ What’s Not Covered?

Claims not reported within 45 days
Issues within the first 90 days (unless you had previous cover)
Incidents outside the UK, Isle of Man, Channel Islands

⚠️ Key Restrictions

✔ Claim must be more likely than not to succeed

✔ Deposit must be protected under legislation

✔ Property must have buildings insurance in place

✔ Rent protection only kicks in after 1 full month’s arrears

✔ Some disputes (service charges, contracts, property damage) only covered if over £1,000, and then limited to 75%