Standard Landlord Legal Expenses & Rent Guarantee Insurance
Professional-grade insurance for everyday landlords.
Standard Landlord Legal Expenses & Rent Guarantee Insurance
Protect your property investments with our comprehensive legal and rent guarantee insurance — giving landlords peace of mind against missed rent and legal disputes.
🏠 Standard Landlord Legal Expenses & Rent Guarantee Insurance
✅ What’s Covered?
For just £186 annually, landlords receive cover including:
- ✔ Rent Recovery – unpaid rent claims
✔ Property Damage – disputes over tenant-caused damage
✔ Nuisance & Property Disputes
✔ Contract Disputes
✔ Health & Safety Investigations
✔ Tax Investigations
✔ Eviction & Repossession
✔ Rent Guarantee – up to £3,000 per month, £25,000 per year
✔ Court Attendance Allowance – £100/day (max £1,000)
✔ Legal Costs – up to £100,000 per claim (£1m per year)
❌ What’s Not Covered?
- Claims not reported within 45 days
- Issues within the first 90 days (unless you had previous cover)
- Incidents outside the UK, Isle of Man, Channel Islands
⚠️ Key Restrictions
✔ Claim must be more likely than not to succeed
✔ Deposit must be protected under legislation
✔ Property must have buildings insurance in place
✔ Rent protection only kicks in after 1 full month’s arrears
✔ Some disputes (service charges, contracts, property damage) only covered if over £1,000, and then limited to 75%